|3 Fake Myths about Credit Cards|
|1. They steal numbers on the Internet and then duplicate the cards .
It's not true. Usually the opposite happens: somehow thieves intercept the "physical" card, duplicate it and then use it normally until it is disabled. Statistics say that most fraud starts from places where the card is not in the holder's hands for a few minutes, such as restaurants and petrol pumps.
|2. The site stores the card, then the thieves enter the server and steal the numbers.
Most sites (including Agritechstore) do not store anything on the credit card: payment is made directly on the bank's website, which in turn uses the numbers only to validate the authorization and then deletes them (however the bank servers are very well protected and if something happens, the bank refunds). In addition, the transmission of online numbers is encrypted by a code that eliminates any risk of interception.
|3. If my card is stolen, I have lost the money.
It's not true. The bank reimburses the holders who are victims of fraud and in some cases rivals the merchant who accepted the "stolen" or cloned card. There is specific legislation on the subject. In the end, using a credit card is always worthwhile, because the chances of being cheated are minimal (0.2%) and in most cases you are reimbursed.